Writing Your Purchase Offer

What You Need to Know When Writing Your Purchase Offer

  • Purchase Price – You want a good buy, but your offer must also be attractive to the Seller.

  • Included and or Excluded Items – What is included – Refrigerator, Washer & Dryer, Hot Tub, Furniture, Artwork, etc.?

  • Earnest Money – This is the initial deposit. The importance of this item is often overlooked.

  • Method of Payment – Will this be a cash sale, traditional mortgage or seller financing? How much down payment?

  • Special Assessments – Are there any outstanding or upcoming assessments? Who pays, Buyer or Seller?

  • Possession – When does the property legally change ownership? (You receive keys and move in)

  • Seller Disclosures – What information about the home should you be asking for?

  • Due Diligence Condition – What “outs” will you have?

  • Appraisal Condition – Will the sale be contingent on the home’s appraisal amount?

  • Financing Condition – Will the sale be contingent on you securing financing?

  • Additional Earnest Money – Will you be offering an additional deposit to your earnest money?

  • Additional Addenda – Are there any additional terms or addenda to consider?

  • Home Warranty – Will you be asking for a home warranty? Will you ask for the Seller to pay for it?

  • Financing & Appraisal Deadline – What should the deadline date be for you to cancel based on loan denial?

  • Settlement Deadline – What should the deadline date be for you and the Seller to complete closing?

  • Response Deadline – How long should you allow for the Seller to respond to your offer?

  • After considering all terms… The Seller may Accept, Counteroffer, or Reject the Offer.

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